Become a Protection Partner
Specialist protection advice for your clients — with a partnership that works for you.
Your clients trust you to help them make important financial decisions. When it comes to protecting their family, income, mortgage or business, we can work alongside you to provide specialist protection advice.
You introduce the client. We take care of the protection.
Our aim is simple: to make the protection process straightforward for you and your clients, while ensuring important risks aren’t overlooked.
We’ll keep you informed throughout the process and treat every client with the same care and professionalism you would expect from your own team. It’s a partnership designed to strengthen your client offering, while allowing you to stay focused on what you do best.
Why partner with us?
Protection is often an important part of a client’s wider financial picture, but it isn’t always something every professional adviser wants to manage themselves.
That’s where we come in.
We work alongside mortgage advisers, financial advisers, accountants, solicitors, estate planners and other professional firms, providing specialist protection advice to the clients you introduce.
You maintain your relationship with your client. We take responsibility for the protection conversation.
A better experience for your clients
Your clients receive a dedicated protection review based on their individual circumstances, rather than simply being offered a policy.
We look at what they have, what they may need and where potential gaps exist.
A simple process for you
You don’t need to become a protection specialist or spend time managing applications.
Once you’ve introduced your client, we handle the protection process from initial conversation through to application and ongoing support, keeping you updated in the process.
A specialist you can trust
Our focus is protection.
We help clients consider the financial consequences of events such as death, critical illness or loss of income, as well as the risks faced by business owners and their companies.
A commercial partnership
We believe a successful partnership should work for both sides.
For suitable professional partners who introduce business to us, we offer a competitive commission split, with the exact arrangement discussed and agreed based on the nature and volume of the partnership.
Our goal is to build long-term relationships with professional firms that want a trusted protection specialist they can introduce their clients to.
What can we help your clients protect?
Family & Personal Protection
We can help your clients consider:
• Life insurance
• Critical illness cover
• Income protection
• Mortgage protection
• Family protection
• Existing protection arrangements
The objective is to help ensure that a client’s family, home and lifestyle are financially protected if circumstances change unexpectedly.
Business Protection
For business owners and directors, we can also look at the protection of the business itself.
This can include:
• Key person protection
• Shareholder protection
• Relevant life
• Business loan protection
• Executive protection
• Protection for business owners and directors
A business can be heavily dependent on particular people. We help business owners identify where an unexpected death, serious illness or loss of a key individual could create a financial problem.
Our Protection Review
We believe protection should start with understanding the client — not with choosing a policy.
Our protection review considers the client’s circumstances, existing arrangements and potential financial risks.
We can look at areas such as:
Family
Who depends on the client’s income?
Income
What happens if they can no longer work?
Mortgage & Debts
Could their family maintain their financial commitments?
Existing Benefits
What protection do they already have through work or existing policies?
Critical Illness
Would they have sufficient funds if they suffered a serious illness?
Business
If they’re a business owner, what happens to the business if they or another key person is no longer able to contribute?
From there, we can identify potential protection gaps and discuss suitable solutions.
How the partnership works
01 — Introduce
Once you’ve identified a client who may benefit from a protection review, introduce them to us.
This can be through a warm email introduction, phone call or our agreed referral process.
02 — We contact the client
We’ll arrange a convenient time to speak with the client and explain what the protection review involves.
03 — We provide the advice
We assess their circumstances, discuss their objectives and consider appropriate protection solutions.
04 — We handle the application
Where the client decides to proceed, we’ll manage the application and underwriting process and keep the client informed.
05 — We keep you informed
Subject to the appropriate permissions and client consent, we’ll keep you updated so you know how your client is being looked after.
06 — Ongoing protection
Protection needs can change.
We encourage clients to review their arrangements when their circumstances change and periodically thereafter.
Who we partner with
Mortgage Advisers
Your clients are already making one of the biggest financial commitments of their lives.
We can help ensure the mortgage isn’t the only thing being protected.
Refer your client for a Protection Review →
Accountants
Business owners have protection needs both personally and within their companies.
We can work alongside you to help your clients consider their personal and business protection requirements.
Refer a business owner →
Financial Advisers
If protection isn’t an area you wish to advise on directly, we can act as your specialist protection resource while complementing your existing client relationship.
Discuss becoming a Protection Partner →
Solicitors & Estate Planners
Estate planning can raise important questions about what happens to a client’s family and assets if they die.
We can provide the protection advice that sits alongside those conversations.
Refer a client →
What makes our approach different?
Protection first. Products second.
We don’t start with a particular policy.
We start by understanding the client and the risks they face.
Personal advice
Every client’s circumstances are different. Our recommendations are based on their individual needs, circumstances and objectives.
Clear communication
Protection can be complicated. We aim to make the process easy for clients to understand, from the initial review through to implementation.
Ongoing support
We’re interested in building long-term relationships rather than simply arranging a policy and moving on.
Claims support
If a client needs to make a claim, we’ll be there to help them understand the process and navigate their protection arrangements.
Become a Protection Partner
Build a partnership that benefits you, your clients and your business.
If you’re a mortgage adviser, accountant, financial adviser, solicitor, estate planner or other professional working with clients who could benefit from specialist protection advice, we’d love to hear from you.
We offer a competitive commission split for partners who introduce business to us, alongside a professional, straightforward referral process designed to make things easy for you and your clients.
We’re looking to build long-term relationships with firms and advisers who want a trusted protection specialist they can rely on.
Interested in becoming a Protection Partner?
Get in touch to discuss how we can work together, our commission structure and how we can build a referral arrangement that works for your business.
BECOME A PROTECTION PARTNER
